Anyone who is experiencing financial difficulties in Florida should understand the Florida Consumer Collection Practices Act, or FCCPA. This is a state law that protects you from unfair debt collection practices. The FCCPA specifically states the abusive debt collection practices that are illegal. The law also provides legal remedies for those who have experienced illegal creditor harassment. The FCCPA is an additional law for Floridians on top of the protections afforded under the federal Fair Debt Collection Practices Act (FDCPA). The major addition under the FCCPA in Florida is that it protects you from harassment from both the original creditor and third-party debt collectors. What Debt Collection Tactics Are Illegal?In Florida under the FCCPA, it is illegal for your creditors to do the following:
If a creditor engages in these activities, it is illegal, and you should talk to an attorney about it. Bankruptcy – Stop Creditor Harassment In Its TracksFiling bankruptcy is a serious financial decision, but it does have substantial benefits if you decide with your attorney to go forward. After you have submitted the legal paperwork to the local bankruptcy court, an automatic stay is issued. This is essentially a restraining order against all creditors. It prevents them from any further contact to seize property, recovery money, or put liens on your property. Your creditors must obey the requirements of both the FDCPA and the FCCPA. Bankruptcy can provide you with tremendous relief, as you will no longer be harassed by creditors. Florida Bankruptcy Attorney
Our Tampa, Florida law firm sues creditors for harassing our clients against the law. Under the FCCPA, if the creditor treats you improperly, you may be entitled to compensatory damages from the creditor. These damages can include:
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If you are in financial distress and are being harassed by creditors, please contact our Tampa legal practice. We can provide you with more information about potential bankruptcy options. from https://www.tampabankruptcylawyers.us/fccpa/
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About UsThe Bankruptcy Attorneys at Zooberg Law Firm, P.A. help clients with bankruptcy law matters. If you need to speak to an attorney in the Tampa Florida Area, then call our office at (813) 990-7944 for a free consultation. ArchivesNo Archives Categories |